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Six credit cards which are easy to obtain


A credit card can simplify your life.

Six credit cards which are easy to obtain.

1. Citi ThankYou Preferred Card for College Students:


If you are a student without a credit history, a Citi Thank You Preferred card can be a good choice. It is aimed at students, the requirement for it is lower than usual. You can create your credit rating with this card, for which you do not need to pay an annual fee and which provides bonus points for the purchase of goods and services.

2. Credit Card Capital One Platinum:

For owners of an average credit rating, Capital One Platinum Credit Card, which does not require an annual fee, is suitable. In addition, you will get some benefits, such as an extended warranty and protection for an accident while travelling.

3. Capital One Secured MasterCard:

You will need a deposit to get Capital One Secured MasterCard, but a low credit rating in this situation is not a problem. This card does not imply an annual fee, so you can focus on paying off your credit balance. Benefits include travel protection and 24-hour assistance. If you want to raise your credit rating, this card is the best option.

4. First Progress Platinum Elite MasterCard Secured Card:

You do not need a credit history or a minimum credit rating to get this card, but you will pay an annual fee of $ 29. In addition, you will need to keep a deposit of $ 200. This card does not give you benefits in travel or bonuses for purchases, but you can easily use it on the Internet.


5. OpenSky Secured Visa Credit Card:

You can open this map online in 4 steps. To open, you will need a deposit, and also have to pay an annual fee of $ 35. The approval for using the card can be obtained without having a minimum credit rating.

6. Capital One QuicksilverOne Cash Reward Card:

If you have an average credit rating, you can consider a bonus card of Capital One Quicksilver One Cash. The annual fee is $ 39, but you will have a lot of advantages: free credit monitoring, 1.5% return of cash from each purchase. In addition, you will be able to access higher credit limits if you pay the first 5 payments on time.

P.S. A credit card can simplify your life, but remember that you should be responsible for it, avoid debt loads if you want to increase your credit score and open other credit cards in the future.

Saida Safikhanova